Privacy Policy for Bill Simplify
Last Updated: October 3, 2025
Introduction
Polaris View ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application Bill Simplify (the "App"). Please read this Privacy Policy carefully.
About Bill Simplify
Bill Simplify uses advanced AI technology to analyze your bills, identify billing errors, and help you save money. Simply scan any bill with your camera and let our intelligent system do the rest. Our AI technology analyzes bills in seconds, automatically detects duplicate charges, errors, and suspicious fees, and identifies potential savings opportunities.
Key Features:
- Smart AI Analysis with advanced technology
- Real money savings calculation & dispute letters
- Built-in document scanner with edge detection
- Secure cloud storage with encryption
- Professional PDF export for records
- Secure authentication & end-to-end encryption
Information We Collect
Information You Provide Directly
- Bill Images: When you scan bills using the App's camera, we process these images locally on your device to analyze billing information, identify potential issues, and provide insights.
- User Preferences: Settings and preferences you configure within the App.
- Feedback: Any feedback or support requests you submit to us.
Information Collected Automatically
- Device Information: Device model, operating system version, app version, and device identifiers for functionality purposes.
- Usage Data: How you interact with the App, including features used and frequency of use (stored locally only).
- Performance Data: App performance metrics and crash reports to improve functionality (anonymized).
Information We Do NOT Collect
- Personal Identifiers: We do not collect your name, email address, phone number, or other personally identifiable information unless you voluntarily provide it for support purposes.
- Location Data: We do not collect or track your location.
- Contact Information: We do not access your contacts or address book.
- Biometric Data: We do not collect fingerprint or face ID data.
How We Use Your Information
We use the information we collect to:
- Process Bill Images: Analyze scanned bills using AI technology to identify billing issues, insurance problems, and potential savings opportunities.
- Provide App Functionality: Deliver the core features of bill analysis, dispute letter generation, and fraud detection.
- Improve Our Services: Enhance app performance and develop new features based on anonymized usage patterns.
- Provide Support: Respond to your inquiries and provide technical support.
- Comply with Legal Requirements: Meet applicable laws and regulations.
Data Storage and Security
Local Storage
- All app data is stored locally on your device using iOS's secure file system.
- No personal data is uploaded to our servers or any cloud services.
- Data is encrypted using AES-256 encryption and stored with iOS file protection.
Security Measures
- We use industry-standard encryption to protect data stored on your device.
- All data transmission uses secure HTTPS protocols.
- We implement appropriate technical and organizational measures to protect your information.
Third-Party Services
AI Analysis API
- We use AI analysis API to analyze bill images and generate insights.
- Only the bill image you scan is sent to the AI analysis API for analysis purposes.
- Use of your data is subject to their privacy policy, which describes data collection, usage, and protection practices.
- We do not send any personal identifiers or other sensitive information to the AI analysis API.
Apple Services
- We use Apple's StoreKit for subscription management.
- Subscription data is managed through Apple's secure systems.
Data Sharing and Disclosure
We do not sell, trade, or otherwise transfer your information to third parties except:
- AI analysis API: Only bill images for analysis purposes (as described above).
- Legal Requirements: When required by law or to protect our rights.
- Service Providers: Trusted third parties who assist in app operations (under strict confidentiality agreements).
Your Rights and Choices
Access and Control
- You can view all your saved data within the App.
- You can delete individual data entries at any time.
- You can clear all app data by deleting and reinstalling the App.
Data Deletion
- All data is stored locally on your device.
- Deleting the App removes all your data.
- You can delete individual data through the App's interface.
Children's Privacy
Our App is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.
International Users
If you are using our App from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy in the App and updating the "Last Updated" date. Your continued use of the App after any modifications constitutes acceptance of the updated Privacy Policy.
Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us at:
Email: support@polarisview.com
Subject: Privacy Policy Inquiry - Bill Simplify